Mt. Sterling Office

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Louisville Office

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About Us

insurancecirclechart_420x315James “Woody” Fritts originally founded Fritts Insurance in 1957 in Mt. Sterling, Kentucky to serve the community that he loved. Woody’s son Tony joined the agency when he returned from Western Kentucky University. In 1992, Tony went on to become the Deputy Commissioner of the Kentucky Department of Insurance and rejoined the agency in 1996.

Tom Million joined Fritts Insurance Agency in 1994 after spending several years in the independent insurance agency system.  With Tom’s arrival, Fritts-Million Insurance, Inc. was born.

In the following years the agency continued to expand; adding an office in Louisville in 2002 and joining ISU Insurance Agency Network in 2010 to become ISU-Fritts-Million Insurance, Inc. Today, ISU-Fritts-Million Insurance, Inc. is licensed to write insurance not only in Kentucky but Indiana, Ohio and Tennessee as well.

ISU-FMI, Inc. has a goal of providing our clients with competitive pricing, financially strong insurance companies, and excellent service. With technological advancements in the industry, ISU-FMI, Inc. is equipped to better serve our clients with the most current insurance automation.

Experienced personnel are cross-trained to handle a full range of services from personal lines including auto, homeowner and dwelling fire insurance to business lines including general liability, property, auto, worker’s comp, and umbrella. We are also available to write life, health, disability and group insurance.

The staff at ISU-Fritts-Million Insurance, Inc. is always ready to serve you. Contact us today to learn more about our outstanding staff and services.